Appraisal services for Ashland and Boyd County homeowners
The top 7 reasons KY homeowners hire Jennifer Galloway Appraisals:
Own a house in or near Ashland, KY and need help determining the price of it?
We at Jennifer Galloway Appraisals understand the particular needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Jennifer Galloway Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours. Need to cancel PMI?A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping consumers just like you remove unwanted and unneeded PMI insurance. Challenge Boyd county's assessment of your propertyIf you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Jennifer Galloway Appraisals is your chief weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be disadvantageous from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Jennifer Galloway Appraisals can help you reinstate your home equity line of credit with a professional appraisal. We Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Jennifer Galloway Appraisals can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property. |